Buying a home in Virginia Beach for the first time can be fun, exciting and challenging.
To make the transition a little smoother, follow these steps:
Talk to a lender and REALTOR first. The lender will give you a road map: how much your payment will be based on how much you want to spend. Ask for payments based on 3 different figures (250k, 300k, and 325K) so you know how much house you can get based on payment.
Do not call the agent who has the house listed. They represent the seller – they cannot represent you too fairly. How can they get you the best deal and the seller the most? It just does not work. You don’t pay the 3% brokerage fee. The seller pays it. Get a buyer’s agent.